2,000+ 5-star reviews

The Trade Hounds Pro Card
Pay on your terms.
Earn rewards.
Build business credit.

The business spend card built for tradespeople. Use it for business purchases at any supply house and get flexible repayments with rewards on everything you buy.

Build business credit
Earn cash back
Up to 12-month repayments
Credit Key Business Card
Up to $50k
Instant credit line

Helping 50,000+ businesses manage their cash flow

Central City Motorsports
Beacon Inc
La Vigneta Winery, LLC
Concessions & Catering, LLC
1000s more

Looking for a better way to pay?

Apply in minutes and receive an instant decision for:

UP TO
$50K
Instant Credit Line
(Higher limits available*)
NET
30
Terms
(0% interest for 30 days)
PAY IN
4
Installments
(Interest-Free)
UP TO
12
Month Terms
(Fees starting at 1%/mo)

* Credit lines can exceed $50,000 with additional documentation. Interest-free payment periods can increase beyond 30 days during promotional periods. Subject to credit approval.

How It Works

Apply via the quick, digital application
1

Apply via the quick, digital application

(takes less than 3 minutes)

* Need more credit than what you were approved for? Reach out to our support team to request an increase.

Download the mobile app to activate your virtual card
2

Download the mobile app to activate your virtual card

Add it to your digital wallet for instant access, or request a physical card which will be at your door in 5-7 business days

Visit any supply house and use your Credit Key Card
3

Visit any supply house and use your Credit Key Card

Enjoy flexible payment terms and 0% interest for 30 days on all of your purchases

* When using your card, you may be prompted for a PIN. Call (833) 425-5888 to set or reset your PIN.

Purpose built for growing businesses

A complete solution for managing business spend and improving cash flow.

Flexible repayments up to 12 months

Choose repayment terms from 30 days with 0% interest, up to 12 months. Pay at your pace with no early payoff fees ever.

Build business credit with every purchase

We report to major business credit bureaus, helping you establish and improve your business credit score.

Earn cash back on every purchase with Credit Key Plus

Unlock 3% cash back when you use Credit Key integrated at checkout and 1% cash back on all card purchases with a free 30 day Credit Key Plus trial.

Flexible repayments up to 12 months

You decide how you want to pay.

Recent Transactions

Click to change payment terms
Office Depot
$847.50
Office supplies · Jan 12, 2026
Dell Technologies
$2,499.00
$416.50/mo
Laptop purchase · Jan 10, 2026
FedEx
$324.75
Shipping services · Jan 8, 2026
AWS
$1,850.00
$616.67/mo
Cloud services · Jan 5, 2026
WeWork
$3,200.00
$266.67/mo
Office space · Jan 1, 2026
0% interest for the first 30 days on all pay-over-time options
2,000+ 5-star reviews

Loved by growing businesses

See why thousands of businesses trust Credit Key

"Credit Key helped my business stay afloat when times were tough financially."

James

"This financing has allowed me to get additional equipment needed to open my new restaurant. Thank you so much CREDIT KEY!"

Michael

"Very easy to use and very helpful to manage cashflow."

Orlando

Ready to improve your cash flow?

Join thousands of businesses building credit and earning rewards on every purchase